Saturday, December 30, 2023

The Modern Grand Tour: Experience Europe at Your Leisure (IL)

International Living November 2023
by Kristin Wilson

Few heroines capture the romance of the European Grand Tour like Helena Bonham Carter in A Room With A View, a film based on E.M. Forster’s lush 1908 novel.

Carter plays Lucy Honeychurch, a young woman who, while touring Florence with her chaperone, witnesses a way of life free from the strictures of Edwardian England… and begins a journey of self-discovery.

The Grand Tour became fashionable in the 17th century, when the sons of wealthy families traveled through France, Belgium, Italy, Switzerland, and sometimes Germany or Austria, completing a classical education with hands-on lessons… and some adventure thrown into the mix, too.

Itineraries varied, but as the Grand Tour gained in popularity, a traditional route was established… with Paris and Rome as the must-see destinations.

In the 19th century, railroads and steamships made travel more accessible and affordable. Scholars, artists, designers, collectors, and even women (!) began their own pilgrimages of personal growth.

The Grand Tour of Europe was, for a certain class, a rite of passage. But today, you don’t have to be wealthy, white, and born in 1789 to see Europe in style.

In fact, if you do it right, you can slow-travel the continent for three to 12 months… and spend no more than you would to stay at home.

It’s More Than a Vacation

Today, the closest equivalent to the Grand Tour is taking a semester or a year abroad. And while we most often associate a "gap year" with young people just out of school, more adults are taking time off these days.

Like railroads and steamships back in the day, internet and air travel have made more places accessible.

This month, we’ll focus on how to take a "modern" Grand Tour… adding in considerations such as visas, weather, and costs.

I’ll also give you tips for planning it… and sample itineraries to stoke your wanderlust.

THE EUROPEAN GRAND TOUR... WITH A TWIST

I’ve segmented this recommended year abroad by region, but it’s designed for you to slice and dice as you wish.

First, we’ll take you to the British Isles, beginning with Dublin. From there, you’ll journey to the slow-paced south of England… before pivoting to Scotland’s largest city.

After that, you’ll hop to the continent for a spin through the Iberian Peninsula and a meander across French wine country… winding up in Paris.

Go off the beaten path by wrapping up your journey in the Balkans, starting with Cyprus—where you’ll catch some sun—and then Bansko, Bulgaria, where you’ll hit the slopes.

End your year in Tbilisi, Georgia, which makes an ideal base for slow traveling… or a permanent roost, should you so choose.

What if you only have three months to put toward your personal Grand Tour?

Choose the June through August leg of the itinerary.

Six months? Tack on the September through November leg.

Want to skip sightseeing in, say, Ireland? Start in Glasgow, then hop over to Portugal and Spain… or start from France before heading to the Balkans.

You can mix and match as you please… after all, this is your Grand Tour.

JUNE–AUGUST: 3 MONTHS IN THE BRITISH ISLES

June in Dynamic Dublin

You can expect mild weather and long, sunny days during the summer in the UK and Ireland.

Kick off your Grand Tour in Dublin, where temperatures will hover between 50 and 60 F in June with the occasional warm day.

With a diverse mix of international and local residents, Ireland’s capital consistently ranks as the second-friendliest city in Europe, right behind Galway in the west.

If you want to stay in the heart of the action, check out Smithfield, a neighborhood northwest of the Temple Bar nightlife district.

If you’re a foodie, consider Portobello, a hub for drinking, dining, and shopping.

And if you’re a culture buff, look no further than the southeast corner of town, near Merrion Square Park and St. Stephen’s Green… where you’ll be next door to the National Gallery of Ireland, the National Concert Hall, and the Museum of Literature Ireland (MoLI).

Housing in Dublin is infamously expensive, but for the widest selection of options, check out Daft, Ireland’s largest property site, Rent, with more than 20,000 short- and long-term listings, or Sublet.

If you’re renting on Airbnb, ask the host if they offer a long-term rate.

A one-bedroom apartment in the city center costs €1,643 ($1,740) on average, whereas you can save about €200 ($212) per month if you rent a similar property on the outskirts of town.

You won’t struggle for something to do here. For sightseeing, check out the 800-year-old Malahide Castle, and enchanting walled gardens, thirty minutes from Dublin’s city center, or the Powerscourt Home & Gardens in County Wicklow, named the third-best garden in the world by National Geographic and a little over an hour’s drive from the city center.

Take a stroll along the picturesque harbor, cliffs, and villages of Howth Peninsula, just north of Dublin Bay.

Here, you can golf, hike, or take in panoramic ocean views from a seafood restaurant.

If you’re interested in exploring the Irish countryside without an itinerary, rent a car and drive (Americans and Canadians can drive using licenses from their own country). 

You can opt to follow the entire 12-month tour… or break it into three- or six-month legs.

Otherwise, Ireland’s expansive public transportation system of trains and buses will be able to take you to the farthest corners of the island, from Cork and Tralee to Sligo and the Cliffs of Moher.

Once your month comes to a close, a flight from Ireland to the UK is a short hop of one to three hours.

Flight prices start as low as $20, but can reach $400 depending on your destination and number of bags. If you have extra time, consider taking the scenic ferry route from Dublin to Holyhead, Wales.

It’ll run you $40 for a three-and-a-half-hour trip.

July in Slow-Paced England

From Dublin, jump to the UK, where Americans can stay for up to six months on a tourist visa… making it an ideal slow travel base.

London may be the most obvious choice for a British getaway… but if you love the cultural offerings of London and want a quieter base, consider Manchester, where I spent a glorious six months. (Read why I recommend it here.)

If you’re itching for something more coastal, opt for the region of Cornwall in the southwestern corner of the country, characterized by its rocky outcroppings, 300-plus beaches, and ancient history.

Cornwall also has its own sub-tropical microclimate, making it one of the warmer and sunnier places in the UK. (You can even grow bananas and lemons there.)

For a quiet stay, I recommend Devon, "England’s natural playground," for its picturesque villages. You may recognize the white-washed seaside houses of Clovelly from the top of British biscuit tins. The town was once a gift from William the Conqueror to his wife Matilda of Flanders, the first queen of England.

These days, you can enjoy scenic coastal walks, fresh lobster and crab, and admire the views over Bideford Bay.

The serene surroundings and traffic-free streets make it an ideal spot for artists and creatives as well, with Charles Dickens, Rex Whistler, and William Turner reportedly having been fans.

Make a detour to Plymouth, "Britain’s Ocean City," where you can frequent many theaters, museums, and sporting events. You can reach Plymouth from Devon in less than two hours by car or train, or about the same time by ferry from Cornwall.

The Royal William Yard, a collection of historic buildings housed in a former naval yard, has since transformed into a lifestyle hub including restaurants, cafés, shops and art galleries.

Indulge in French cooking at Bistro Pierre or sample more than 300 wines from around the globe at Le Vignoble, an independent wine merchant and tapas bar. Regular events take place year-round, including an outdoor cinema.

You can conveniently stay on-site in the Royal William Yard in fully-furnished holiday apartments through Plum Locations.

And don’t miss Torquay, known as the English Riviera for its mild climate (averaging in the low 70s F in the summer).

It’s an excellent place to swim, paddle, and kayak.

HOW TO TRAVEL BY PLANE, TRAIN, AND AUTOMOBILE

With an extensive network of international buses and trains to help you reach your destination, you don’t have to have a car in Europe (exceptions noted above).

With a Eurail pass, you can travel to more than 30,000 destinations across 33 European countries without buying individual tickets.

Choose between a Global or 1-Country Pass, both which offer discounts for over-60s, and select how many days you want to travel, and how.

A seven-day pass for one month ($282) is suitable for visiting six to eight destinations, while you can go to nine to 11 destinations with a 10-days-in-two-months pass ($338). One-country passes for Portugal, Spain, or Italy run from $79–150 per month.

When you travel by train, you don’t need to worry about maps, car insurance, parking, layovers, or airport security lines.

Most trains run on frequent schedules, allowing you to plan your trip on a whim… although reserving your route in advance ensures availability.

But for added flexibility, consider renting a car. Inquire about discounted monthly rates, especially during the off-season. Auto Europe offers competitive long-term rates.

A one-month rental sourced from Lisbon ranges from $1,249 to $2,617 per month. Prices are similar whether you pick up and drop off within the same country or switch to a city in another country, such as Milan.

August in Gritty Glasgow

From England, catch a train or plane to Scotland.

Edinburgh is the most visited city in Scotland, and the second most-visited in the UK after London.

But in August, the capital is overrun with tourists visiting for one of Europe’s largest festivals, the Fringe… and prices go up accordingly.

So opt for Scotland’s most populous city instead: Glasgow.

Time Out named Glasgow the fourth best city to visit in the world, and the friendliest.

I can concur. Glaswegians are always willing to strike up a conversation, whether in the pub or on the train, and are known for their brash sense of humor. (I was once treated to a standup comedian’s impromptu set while shopping in the Buchanan Galleries.)

You’ll find yourself quickly at home, and whereas Edinburgh locals consider the overabundance of American tourists somewhat of a nuisance, you’ll be welcomed in Glasgow.

Just be sure to learn how to pronounce local areas of interest—Sauchiehall Street is "Saw-key-hall," for example—before you go.

Stay in Glasgow East, near the University of Strathclyde and attractions like the Glasgow Cathedral and Necropolis, or Glasgow Central, host to great shopping and the burgeoning dining scene.

Search for guest houses (budget bed and breakfasts) or join a student housing group on Facebook, as many students vacate their apartments in the summer. The average rent for a one-bedroom here is about £1,000 ($1,215).

Make friends with locals by joining a pub quiz. I recommend that of The Butterfly and the Pig, on Bath Street and kicking off at 8:30 p.m. on Mondays, or The Admiral Woods at 6:30 p.m. on Tuesdays. (The Admiral’s pub quiz nights have been running for over a decade and offer a big prize, so study up.)

When you’re ready to get away from city life, take the picturesque West Highland Line to Oban.

From there, you can take a five-hour ferry to the Hebridean isle of Barra, famed for its white sandy beaches. Don’t be fooled by its Caribbean guise, though… you’ll still need a jacket.

And know that you can still visit Edinburgh… It’s only a 45-minute train ride from Glasgow’s city center to Edinburgh’s.

SEPTEMBER–NOVEMBER: 3 MONTHS IN WESTERN EUROPE

September in Sunny Ericeira, Portugal

Trade Glasgow’s brisk, busy scene for laidback, Mediterranean Portugal.

Landing here means that you’ve entered the Schengen Zone, so keep in mind that your passport will be stamped with a 90-day tourist visa that applies to all of the Schengen.

Portugal’s low costs will be friendly to your wallet, plus there’s plenty of history to soak in. Venture northwest to Ericeira, a coastal gem that has attracted many digital nomads and expats.

Ericeira is a thirty-minute drive, an hour by bus, or a two-hour $7 train from Lisbon. Once you arrive in this quaint community (population 10,000), you’ll be glad you made the trip.

Nestled along the rugged Atlantic coastline, Ericeira encompasses pristine beaches, dramatic cliffs, and azure waters. Whether you’re a sunbather, a nature enthusiast, or an artist seeking inspiration, you’ll find it here.

The town’s historic center exudes charm, with locally-owned shops, cafes, and seafood restaurants set among whitewashed buildings and cobblestone streets.

Highly walkable, you don’t need a car here, although you can rent one for a weekend hike or day trip.

Nature lovers will want to visit the nearby Tapada Nacional de Mafra, for hiking, horseback riding, and bird watching

It’ll still be warm out, with an average temperature of 78, but not roasting. You’ll be able to explore Praia da Foz do Lizandro and Praia do Sul beaches without fighting the hordes.

A DETOUR TO ITALY

In the olden days, Italy was a staple of the Grand Tour. If you’d like to go that route, I recommend setting up camp in La Spezia, within a two-hour train ride from Florence, Pisa, and Genoa, and only a 10-minute train ride from the coastal villages of Cinque Terre. Take advantage of the shoulder season to hike one of Cinque Terre’s 48 cliffside footpaths.

October in Foodie Vigo

After Portugal, drive or fly to Spain during "the summer of San Miguel," when the first week of October brings a blast of August-like temperatures to the country.

 

For a three-month jaunt, choose one of the two itineraries above… or combine them.

Take advantage by heading to the usually cool Vigo, only a couple hundred miles past Portugal’s northernmost border. It’s an ideal base to sample Galician cuisine: fresh mariscadas (seafood platters) from Galicia’s inlets (try the local spider crab or oysters), dry white wines made from the albariño grape, and creamy tetilla cheese.

For a Michelin-star meal, visit Casa Obdulia and save room for the trufa de chocolate for dessert. For a more casual, family-style meal, Casa Soutomayor is a local favorite, just a ten-minute walk from Casco Vello, Vigo’s Old Town.

From here, you can explore the Cíes Islands, part of the Atlantic Islands of Galicia National Park.

If you can only visit one of the three islands, make it Monteagudo, whose beach, Praia de Rodas, was named the most beautiful in the world by The Guardian.

Or take the road less traveled and explore the off-the-beaten-track north of the country: Green Spain.

MAXIMIZE YOUR TIME IN EUROPE BY SCHENGEN HOPPING

The first time I traveled solo to Europe, I’d planned to spend 60 to 90 days in each country I went to… until I found out about the Schengen Zone.

The Schengen Zone is a collection of 27 European countries that make up the world’s largest single-visa zone. Most European Union countries are members of the Schengen Zone (the exceptions are Bulgaria, Cyprus, Romania, and Ireland) in addition to non-EU countries like Switzerland, Iceland, Norway, and Liechtenstein.

Per the Schengen Agreement, travelers can pass between these 27 countries on a single 90-day tourist visa without being subject to border controls. But you can only spend a total of 90 days in the entire Zone—not in each country—within a 180-day period.

So you’ll run out your tourist visa whether you’re spending all 90 days in Italy, or 45 days each in Italy and Spain. Overstaying can result in being deported or banned from returning.

Thankfully, there’s a workaround: a practice called Schengen hopping. When your Schengen days run out, you can travel to a nearby non-Schengen country and stay there until another 90 days have passed… or you can intersperse your travel within the Schengen Zone with visits outside of it to make your Schengen days last.

Nearby European countries are your best bet for pulling this off… think the UK, Ireland, Montenegro, Bosnia and Herzegovina, Turkey, Albania, Georgia, and North Macedonia.

(Note that Bulgaria, Romania, and Cyprus are expected to join the Schegen bloc as soon as 2024.)

It’s easiest to track your Schengen days if you’re staying in the Zone for 90 days in a row. But if you’re leaving and reentering during the 180-day period during which your visa is valid, use an app to help calculate how many days you have left. I recommend the European Commission’s online Schengen calculator.

Because I was unaware of Schengen Zone rules during my first trek across Europe, I had to depart Malta a month early, losing thousands of euros in rent. Learn from my experience… and plan your travels strategically.

November in France’s Wine Country

The last time I was in Spain, I road tripped from there to France, hitting Lyon, Bordeaux, and Saint-Émilion.

My favorite stop on our tour was Bordeaux, where I sat outside of a café each morning with a croissant and a cappuccino. I also enjoyed the interactive wine exhibits in La Cité du Vin.

Fall is the shoulder season in France, which translates to shorter lines at popular attractions, more availability for accommodations, and cooler weather, ideal for exploring the French wine country.

Fall foliage in this region is breathtaking, turning rolling hills of green vineyards into a golden carpet.

Autumn is also grape harvest season, when local wineries spring to life in a flurry of activity from Saint-Émilion through the Loire Valley. You can observe the harvest or take part in grape picking through a tour.

I recommend renting a car to explore this region. There are rental car offices throughout Bordeaux and Libourne. You can also reach Saint-Émilion by train from Bordeaux in 30 minutes for less than $20.

Although the Bordeaux wine country isn’t typically associated with remote work, the array of eclectic coffee shops and cafés provide a lively backdrop for working from your laptop. In addition, there are at least 20 co-working spaces to choose from.

You can make Bordeaux your part-time home base by renting with Outsite, a co-living community. Private rooms at the company’s Bordeaux location start from $359 per week, with dedicated workspaces and high-speed WiFi included.

For more privacy, a fully-furnished home or apartment on Airbnb in November ranges from $700-$1,500 per month during November.

From there, continue on to Paris… a staple of the Grand Tour. While there, take in the Art Nouveau architecture mixed with quirky restaurants and bars along the cobbled lanes of la Butte-aux-Cailles, a "forgotten" hilltop neighborhood in the 13th arrondissement. It’s about a 20 minutes’ drive from the center of Paris.

Or, take time for a cooking class or two through Airbnb Experiences, and learn how to bake a traditional French baguette or whip up a crêpe.

At this point, you’ll have run out your 90-day tourist visa. It’s time to Schengen hop.

HOW TO MANAGE HOUSING DURING YOUR GRAND TOUR 

Whether you plan to stay for several months or even a year, here’s a guide to help you secure long-term rentals overseas, rent your home, or do a home swap. 

Finding European Rentals

Each country has its own rental laws and regulations, so it’s essential to understand your rights and responsibilities as a tenant. In some countries, tenants are also responsible for paying a portion of the agency fee or commission to a rental agent.

Begin your housing search at least a few months in advance of your planned arrival date. This allows you to explore a wider range of options and secure the best deals, especially if traveling during peak season.

Use reputable online platforms like Airbnb, Booking.com, FlipKey, or HousingAnywhere to find vacation rentals and apartments. Make sure to ask the host or property rep about discounts for longer stays.

City centers tend to be more expensive, so consider surrounding neighborhoods or smaller towns for better deals. You can calculate the approximate cost of living and rent in your destination and compare locations on Numbeo.

In many European countries, you can find local rental websites and apps where landlords list apartments and houses for long-term stays. Websites like Idealista (Spain and Portugal), Leboncoin (France), and Immobilienscout24 (Germany) are popular choices for locals and visitors alike to find both short- and long-term rentals.

Consider enlisting the services of a local real estate agent, especially if you’re planning to use one locale as your base for your year abroad. They can help you navigate the local market and assist with the paperwork. Narrow your search by looking up real estate and rentals agencies in the neighborhoods you’re most interested in staying in.

Join expatriate or traveler forums and groups on social media platforms such as Facebook, Nomad List, and Reddit. Search for groups by country or city name or search for "Housing in [your desired location]" for dedicated property groups. You can often find deals you wouldn’t find on property websites.

If you’re renting directly from a person without an intermediary, don’t send funds until you’ve confirmed the property with an in-person tour, checked your source’s ID, and reviewed your rental agreement. It’s more secure to use online platforms, where you can read reviews from previous tenants to get a sense of the landlord’s reliability.

House Swaps

A home swap lets you temporarily exchange your home with someone from another location, allowing you to save up to 80% on your accommodation costs. You can even swap cars on home sharing sites, eliminating the need to rent a vehicle or use public transportation.

HomeExchange is the largest home exchange community in the world, with more than 100,000 listings in 133 countries. For an annual fee of $220, you can list and exchange your home for a year.

Once you find a potential match in the destination of your choice, you can contact the owner to discuss details, expectations, and any specific requirements for the exchange. As an added bonus, your home swap partners can take care of your pets while you’re away. Just make sure to outline those responsibilities and agree on terms in advance.

For properties priced from $500,000 to $50 million, Third Home is a private members’ community for "millionaire home swaps." 

Renting Your Own Home

Renting out your house is a good way to cover expenses and ensure your property remains well-maintained in your absence.

To begin, familiarize yourself with local laws for renting out your property. You may need permits or licenses (for example, if you live in New York), and there may be tax implications.

Determine whether you’ll want to organize bookings yourself or hire a property manager, who may charge a 10–30% commission on the rental income. Research rental prices in your area to determine a fair rate that allows you to rent out your property quickly and easily. You can use online platforms to research comps, or consult with a real estate agent for guidance.

Market your property through a website like Airbnb for short-term rentals, or Zillow for long-term rentals. Take good photos of each bedroom and main areas of your home with ample lighting. Consider hiring a professional photographer, if needed.

Choose the Right Tenants: Screen potential tenants thoroughly by conducting background checks on a site like E-Renter. Be sure to check references and assess their financial stability by soliciting bank statements or a credit score.

Sort Your Finances: Designate a separate bank account for rent payments and expenses related to the property. This will help keep your finances organized while abroad.

Remove or secure personal items and valuables that you don’t want tenants to access. Put a lock on a designated closet in your home, or rent a storage unit if needed. Make any necessary repairs to ensure everything is in working order. Consider hiring a professional cleaner to deep clean before tenants move in.

Make sure tenants or your property manager can reach you while traveling in case of emergencies or needed repairs. WhatsApp is a popular free messaging platform overseas.

DECEMBER–MAY: 6 MONTHS IN THE BALKANS

December in Sunny Cyprus

Bid adieu to France—and the Schengen—and yiasoo to Cyprus.

Travel from the shores of Cyprus to the ski slopes of Bulgaria for spring in the Balkans.

The Balkan countries are named for the Balkan Peninsula. Generally speaking, they enjoy Mediterranean weather… and low costs. Think Croatia, Albania, Montenegro…. Outliers like Greece and Cyprus are sometimes lumped into "The Balkans," given their proximity to the peninsula.

Cyprus is one of only four EU members that isn’t part of the Schengen Zone. It also enjoys mild Decembers, with temps in the high 60s F, making it an enviable winter retreat for snowbirds.

With upwards of 340 annual days of sunshine, you’ll happily weather the occasional rain.

For white sand beaches and crystal clear water, head from Lanarca International Airport (LCA) in the capital direct to Paralimni Bay, which looks exactly like a postcard—complete with parasailers in the sky and coconut bars on the beach.

I’ve spent past winters sunbathing here… with the beach to myself.

This time of year, most resorts will be closed, and you’ll enjoy steep discounts as a result. (Among Brits, Cyprus is known as the cheapest destination for snowbirds.) Airbnb offers month-long stays here starting at just $800 for a one-bedroom apartment.

Skip town when January rolls around, as that and February are the coldest and rainiest months here.

WAYS TO LEARN A LANGUAGE, PICK UP SKILLS, AND SAVE MONEY

If you’re interested in learning another language during your tour, there are plenty of full- and part-time opportunities.

You can live in private housing or do an immersion program, where you live with a local host family.

Additionally, many language schools offer private and group programs that cater to seniors.

Coeur de France in Sancerre, an 11th century French village, offers courses for students, families, and adults.

Administrators help clients find private accommodations and organize activities such as golfing excursions, wine tastings, and hiking trips.

Or, if you’re looking for an income—or merely to mediate the cost of housing—check out housesitting or paid work opportunities abroad.

For house- and petsitting, try Trusted Housesitters.

For overseas employment, find work-from-anywhere remote-only jobs on FlexJobs.

Want to make a difference while you’re on the road? Global Vision International (GVI) offers a wide range of volunteer programs, running from one to 24 weeks, for people over 50.

January and February Skiing in the Balkans

Now, swap Cyprus sunshine for Balkan slopes.

Few people know that the Balkans also double as a low-cost ski holiday destination, with more than 150 ski resorts and 1,000 kilometers of slopes.

Bankso, Bulgaria has the largest ski center in the Balkans, where you can buy a one-day lift ticket for 40 BGN ($22) or a seasonal pass for 1,700 BGN ($971).

As a digital nomad, I often spend the winters snowboarding, but I went to Bansko in the winter of 2019 seeking a more affordable location than my previous bases in Whistler, Canada, Niseko, Japan, and Vail, Colorado.

In Bansko, I found a one-bedroom penthouse apartment with a view of the gondola and ski runs for €500 ($530) per month, including utilities.

Each day, I woke to the sun rising over the Pirin Mountains before putting in a few hours on the slopes, meeting up with friends for a coffee or hot chocolate, and starting my work day around noon.

Sample the daily aprés-ski, or social activities you’ll find around town to find your favorite (check out Kolibata, close to the main ski area, for a bite and live music), or soak up the holiday vibe in town with a mulled wine in hand.

Bankso also has an active international community of expats and digital nomads year-round. You can join Coworking Bansko for €129 ($137) per month.

Spend two months here during prime skiing season, or hop to neighboring countries that also have ski resorts, such as Serbia, Montenegro, Romania, Bosnia & Herzegovina, and North Macedonia.

If you’re not a winter sports enthusiast, you’ll still find plenty to enjoy in Bulgaria.

January is chock-full of festivals, from Orthodox Christmas to New Years to the lingering Christmas markets… Plus, you can warm yourself up in the Banya hot springs.

For a further fling, soak up the fairy tale-esque Lake Bled in Slovenia while it’s frozen over… hike in Durmitor National Park in Montenegro… stay in a cozy lodge in medieval Sibiu, Romania and explore Transylvania… or use history buff favorite Bucharest as a base to explore mountain villages.

March on the Albanian Riviera

Once you’re ready to thaw, meander from Bulgaria to the Albanian Riviera.

It’ll still be a tad chilly, with temperatures in the low 60s F, but the rainy season will be tapering off… allowing you to explore the country’s rich history on a budget. (You can expect to pay no more than $500 in monthly rent for an apartment here.)

Set up camp in Saranda on the Ionian Sea (you’ll have views of Greece).

You don’t have to stray far from here to find sites of historical interest… a 5th-century synagogue stands in ruin in the city center, while ancient city walls run along Saranda Boulevard and a castle dating to 1537 looks over the city. (The castle has the best sunset views around.)

Further away is Butrint, the site of an ancient Greek settlement and later, a Roman city. Abandoned in the Middle Ages, it’s considered the most significant archaeological site in Albania.

If you’d like to travel further, I advise you to rent a car… the roads here are occasionally rough and public transit isn’t as extensive as it is elsewhere in Europe. 

April and May Hiking in Georgia

Wrap up your time in Tbilisi, Georgia.

Home to 1.2 million people, Georgia’s capital marries the ancient and modern.

The 4th-century Narikala Fortress offers birds-eye views of the city, while the 65-foot-tall Mother of Georgia statue welcomes visitors with a bowl of wine.

Georgia’s renowned as the "cradle of winemaking," with a tradition that some suggest traces back 8,000 years… and Kakheti, the country’s foremost winemaking region, is less than an hour and a half ’s drive away. (Take a taxi, as your total will come out to single-digits in dollars, but confirm the price beforehand.)

But Tbilisi’s real appeal lies in its proximity to some of the world’s most breathtaking hikes.

Georgia enjoys a subtropical climate, so take advantage of the cool spring to hike the Caucasus mountain range.

In a day, you can take hikes from the capital to Gergeti Glacier (and spot the iconic Sameba church), the medieval Udzo Monastery, the prehistoric Svan towers (which once served as defensive dwellings), the long-unfinished Betlemi Church, and so much more.

Plus, you can venture out on multi-day treks too, whether solo or in a guide-led group.

Georgia’s hikes often have guesthouses along the way… so you’ll be able to sleep well after a day of taking in the sights.

As is the case in Albania, Americans receive a year-long tourist visa upon arrival in Georgia… so you can extend your stay if you wish.

Or you can head back to the Schengen Zone, now that 180 days have passed since you began your last tourist visa there. You’ll have another 90 days to explore… or find a place to settle down, armed with the discoveries of the new Grand Tour.

MY PERSONAL EAT, PRAY, LOVE

I took my own gap year when I was well into my career. I’d been working full-time in real estate for four years, and I wanted a change… but what, exactly?

The answer came in the form of an invitation. My childhood friend, Melissa, had time off from her seasonal gig teaching surf lessons in Puerto Rico. She wanted to test out the famous surf around Bali’s Bukit Peninsula… would I be willing to come?

With few savings and even less of a plan, I quit my job and hopped on a flight to Bali.

Melissa and I spent our mornings zooming around the Bukit Peninsula in search of the best waves. When we were tired, we sat in a shaded warung (eatery), snacking on fruit or gado gado salad. In the afternoons, we read. And in the evenings, we headed to bustling Kuta for dinner and drinks with the locals.

It was, in short, the good life.

But something strange happened the longer we were there… life started to slow down. Rather than surfing all day, Melissa and I found ourselves spending more time with locals, playing games with kids on the beach, and exploring the outdoor markets and rice paddies of Ubud. (Fittingly, while perusing the Ubud market, I happened upon Julia Roberts filming Eat, Pray, Love, a story about a woman’s journey around the world to find herself.)

It was only when we slowed down that I learned how to cook Balinese food like nasi goreng (a fried rice dish), and that I didn’t need to add so many chilis to my sambal matah (garlic dressing).

I began reconsidering my relationship with money, too. I declared to my friends and family that I’d never lived so well on so little. During my months in Bali, I spent only $1,000 outside of airfare. As a real estate agent, I’d always hustled toward my next sale… but that wasn’t necessary anymore.

My time off marked a turning point. I shifted to freelancing, working remotely from Costa Rica. I began experimenting with videography, and even (successfully!) applied to be on House Hunters International. And I made a plan to travel the world full-time as a digital nomad a few years later… booking a one-way ticket to Peru.

The 20 Best Places in the World to Buy Real Estate in 2024 (IL)

International Living December 2023
Ronan McMahon

Baja California is in the early stages of a 30-year upswing. Lesser-known areas of central and northern Portugal are poised to boom. Demand is skyrocketing for high-end properties in walkable beach cities in France, Spain, and Mexico…

Those are some of the takeaways from Real Estate Trend Alert’s (RETA) inaugural International Real Estate Index.

I founded RETA 15 years ago with one goal: to give like-minded folks a way to pool our buying power and profit from the best real estate deals—in the best markets—around the world.

Over the past decade and a half, my team and I have scoured the globe to find those markets and those deals.

Add it up, and we’ve spent months—sometimes even years—on the ground in world-class destinations, such as Cabo San Lucas, the Riviera Maya on Mexico’s Caribbean coast, Portugal’s southern Algarve region, the Costa del Sol in Spain, and the south of France.

We’re also constantly looking for the "next places." In just the past year, we’ve scouted Portugal’s Azores islands, Montenegro, the eastern coast of the Dominican Republic, and Spain’s "green zones," to name but a few.

Every December and January, we’re all bombarded with a cavalcade of end-of-year lists and forward-looking best-of rankings. In the real estate space and beyond, most are either thrown together by uninformed writers or researchers who look at macroeconomic trends… but have little to no firsthand market experience.

Property indexes will often rank major economic and financial centers like San Francisco, London, or Singapore. But established markets such as these typically have very high entry and holding costs and, as a result, low rental yields. Moreover, when capital appreciation does occur, it tends to happen incrementally.

That’s why, after 15 years of scouting, and delivering hundreds of RETA deals, I’m ready to unveil our first-ever ranking of the best places in the world to buy real estate… one that takes a different approach.

To create the RETA index, we looked at destinations that excel in at least two of the following areas: value for money… growth potential (and thus the potential to deliver strong capital appreciation)… strong appeal to short-term and long-term renters from home and abroad… and excellent quality of life.

Destinations were ranked based on 10 categories until we arrived at the top 20. (You’ll find the complete list of rankings by categories and our categories explained below.)

In every case, I or a member of my team has investigated the market in person. And for a considerable number of them, we predicted their rise

Today, I’m giving you an in-depth look at the top five real estate markets, starting with a few key patterns that emerge from the overall results…

KEY INDEX TAKEAWAYS

Portugal, But Not as We Know It

Portugal features prominently on the index, with three markets in the top 20, but absent are the Algarve and Lisbon, the country’s traditional bastions of foreign real estate investment.

There’s an important reason for this… After the global financial crisis, Portugal enacted a number of policies to attract foreign capital… such as offering golden visas and abolishing rent controls.

The Algarve, and even Porto, are now basically maxed out. You can still buy in these markets as lifestyle plays… but the days of affordable entry prices and rapid capital appreciation are largely behind us.

As a result, investors are now looking to alternative Portuguese markets such as the Silver Coast, the charming town of Caminha on the northern border with Spain, and the island of Madeira.

From Sea to Shining Sea… in Mexico

Two of the top three performers on the index, Cabo San Lucas and the Riviera Maya, are coastal resort destinations in Mexico. Their popularity derives in part from a much larger trend: the rise of the long-term remote worker.

Even before the pandemic, I met plenty of folks—especially from Texas and the West Coast—who would spend a few weeks or months working from Cabo. But the pandemic has kicked this work-from-anywhere revolution into overdrive.

Today, Cabo is so popular with remote workers and other long-term renters that the market is more closely aligned with California, and other property markets in the southern US, than surrounding Mexico.

It’s a similar story on the Caribbean side of the country, where the Riviera Maya now functions as an offshoot of the Florida market.

Owners can charge high prices for rentals in these markets, and prices will continue to rise as the so-called Zoom Boom becomes a more permanent staple of industry… and workers gain the flexibility to earn from anywhere.

Walkable, Urban, Beachy Destinations

As growing numbers of professionals are decoupled from the office, we’re seeing strong demand in smaller, affordable coastal destinations that offer a high quality of living.

Three of the top 10 destinations on the index reflect this: Estepona in Spain, Montpellier in France, and Playa del Carmen on the Riviera Maya.

And then there’s our inaugural index winner…

1st Place: Los Cabos, Baja California Sur, Mexico

Cabo, a thriving boom town of 350,000 people, excels in virtually every category on the index.

In terms of Climate, Quality of Life, and International Appeal, this market is a no-brainer. Cabo boasts postcard-perfect shores lined with luxury resorts and residential communities. There are shopping malls, high-end restaurants, world-class marinas, championship golf courses, and an international airport that has expanded several times over the years to accommodate increasing visitor numbers. (Yet another record for visitors was hit in the first quarter of 2023, with over four million flying in.)

While Cabo has long been a haven of celebrities and the ultra-wealthy, it has evolved to attract what I call the "ordinary rich"… executives with work-from-anywhere jobs and wealthy retirees in search of perfect weather.

I spend some time in Cabo every winter. I own six properties here. There are all sorts of restrictions on building here, yet people just keep coming.

Today, luxury two-bed condos easily rent long-term and hassle-free for $3,500 per month and up. The short-term rentals market is also strong, given the constant influx of high-end tourists. That’s why Cabo scores a perfect 10 in Income Potential.

That said, the window of opportunity—meaning capital appreciation and big rental yields—is closing fast. Amid the property supply crunch, prices are skyrocketing.

The average sales price of a Cabo condo through September this year was $627,729, according to brokers using MLS data.

I figure the sweet spot for investing in luxury condos in Cabo is $400,000 to $600,000, but quality resales in this range are increasingly rare.

By leveraging RETA’s group buying power, I’ve been able to bring our members numerous opportunities in Cabo, including some spectacular recent deals. For instance, In July 2022, a condo with a RETA-only price of $249,000 was sold for $425,000—an increase of $176,000. A broker recently told me he figured these will be worth $500,000 plus on delivery.

But even with our insider connections, opportunities like these are becoming hard to find.

That’s why I’d recommend any investor interested in Cabo act sooner rather than later.

I’d also advise interested buyers to look at other emerging markets in Baja California. As Cabo gets maxed out, money will flow into less-visited coastal destinations on the peninsula, launching what I predict will be a multi-decade upswing.

Loreto, in particular, has major growth potential… which is why it places 17th on our index. 

2nd Place: Caminha, Portugal

The difference between the No. 1 and No. 2 spots on our index couldn’t be starker…

While Cabo is world-famous, Caminha is virtually unknown, even among the millions of European vacationers who flock to Portugal each year. (Read on to find out why Jeff Opdyke is ready to move to Caminha.)

Yet this small, charming town in the far north of the country offers the best value you’ll find anywhere on the Portuguese coast… which is why it scores a perfect 10 for Relative Value.

Caminha is about an hour north of Porto and is separated from Spain by only a river. It has a beautiful old town surrounded by verdant countryside on one side… and stunning Atlantic beaches on the other. When I visited recently, I found a four-bedroom condo at the center of town listing for just €140,000. For €395,000, there was a large 3200-square foot house overlooking the river and Spain.

Then there were the real jewels of Caminha, the Casas da Índias—grand villas built from colonial wealth. All around town, I saw shells of these buildings sitting empty… waiting for someone to bring them back to life.

I figure Caminha is on the cusp of a boom. The wealthier visitors and secondhome owners from Northern Europe and North America aren’t coming yet, but I believe they will… and when they do, they’ll drive prices higher.

3rd Place (Tied): Riviera Maya, Mexico

For two decades I’ve been scouting the Riviera Maya, an 80-mile stretch of Caribbean coast in the northeast of Mexico’s Yucatán Peninsula. This region’s massive economic boom is built on one of the biggest tourism industries in the world. Last year saw a record-shattering 30 million people pass through Cancún airport, and 2023 is on track to exceed this high.

Over the years, a "Path of Progress" rolled south along the coast… reaching first Playa del Carmen and then Tulum.

Once a sleepy seaside village, Playa has been transformed into a chic resort city. This distinct atmosphere has made Playa a favorite of not just American visitors, but also Europeans, Latin Americans, and Mexicans from other parts of the country. It’s also a varied market, attracting snowbirds, part-time expats, extended vacationers, and the work-from-home crowd.

As in Cabo, these folks aren’t looking for cheap. They want amenities… and to be by the beach. And they’re willing to pay $2,000… $2,500… or more to get it.

Trouble is, there just aren’t enough properties. And that situation isn’t changing any time soon. As scarcity meets growing demand, prices are rising, creating an opportunity for investors.

Supply-wise, it’s a similar tale farther south in Tulum.

The spectacular coastline of Tulum first drew hippies who drove through Mexico in camper vans to frolic naked in the surf. Even when I first visited in 2004, it was tiny and undeveloped. Today, Tulum is one of the world’s trendiest destinations, a favorite of models, socialites, influencers, celebrities… and anyone who wants to catch a glimpse of them.

As in Playa, the challenge here is a lack of developable land. North of Tulum lies Parque Nacional Tulum, and the spectacular Mayan ruins that draw millions of visitors each year. To the south is the vast 2,039-square-mile Sian Ka’an Biosphere. More visitors will come. The Mayan train is under construction… it’s a mega-project bringing tourists and renters from Cancún down to Tulum in huge numbers. And a new Tulum airport is scheduled to open in 2024 with a capacity for four million passengers.

The best days still lie ahead for this market.

3rd Place (Tied): Estepona, Costa del Sol, Spain

The Costa del Sol in southern Spain has it all: The weather is amazing (it has 320 sunny days each year)… the beaches are stunning… and it boasts historic towns and cities, incredible locally produced food, world-class golf courses, and shopping and entertainment.

In the pre-2008 boom years, development came hard and heavy to this region. Huge condo blocks and pricey vacation homes sprang up. Now, many of the most popular locations west of Málaga have been completely overdeveloped. Even the upmarket towns of Marbella and Puerto Banús have been impacted.

So, vacationers with money are looking farther down west…

Estepona, just 30 minutes from Marbella, is the next place in line to benefit from the Path of Progress. On my last visit, I was blown away by how much this picturesque, whitewashed town—one of the prettiest on the entire Costa del Sol—had come to life.

It offers great restaurants, the beautiful old town, and the beach. There’s a palmlined waterfront boardwalk, botanical gardens, and a glass-domed orchidarium.

And it still retains its traditional Spanish charm in a way that many other towns along this coast have not.

Prices in and around Estepona are rising fast, but it’s still possible to buy ahead of the Path of Progress if you move quickly.

RETA DEALS IN TOP LOCALES

From Los Cabos to southern Spain, I’ve brought RETA members excellent deals in many of the leading destinations on our index. A few examples…

  • In April 2015, I bought my two-bed, two-bath Cabo condo alongside RETA members in Copala, in the master-planned gated golf community of Quivira. The RETA price was $336,156. Then, in January of this year, an identical condo two floors above me listedfor $725,000. 
  • In 2020, I recommended condos in a community called Adega in Lagos in Portugal’s Algarve. One RETA member bought a condo there for €480,000 and has since sold it for around €700,000. 
  • In 2022, RETA members could buy in The Village at Corasol, a beach community in Playa del Carmen on the Riviera Maya, from $258,600. A condo available to RETA members for $296,400 was later listed at $368,209.

3rd Place (Tied): Rocha, Uruguay

In recent decades, tiny Uruguay—wedged between Brazil and Argentina in South America—has quietly become a strong real estate investment, thanks to its safety and security, top-notch infrastructure, and democratic, business-oriented leadership.

Uruguay’s real estate market has long been centered on the luxury resort destination of Punta del Este, sometimes called the "Monaco of South America."

Today it draws huge crowds of everyday folks who want to rub shoulders with the rich and famous. In high season, the city’s population swells from 20,000 to 400,000.

The "in crowd" is looking for alternatives. That’s why many are heading to Rocha

Rocha is located about one and a half hours east of Punta. Unspoiled nature is Rocha’s most important asset. It has the longest oceanfront coast in Uruguay, with 110 miles lined almost entirely with beaches. Inland, you’ll find nature reserves, lagoons, and forests. Yet despite its rural charm, Rocha still has modern infrastructure and conveniences.

Recent infrastructure improvements, like an airport, have made getting to Rocha much easier. And that means those seeking out a low-key destination are flocking here.

I heard about Rocha from connections in Uruguay’s business community… and people with beach homes in Punta. Many of them have told me they plan to build a beach home, or a second beach home, in Rocha. Those with a beach home already in Punta are building in Rocha to earn rental income. That explains why land along the immediate coast is already getting more expensive…

Rocha is squarely on the Path of Progress heading out of Punta… and this market is in the early stages of a multi-decade run.

HOW WE DETERMINED THE WINNERS

For the inaugural Real Estate Trend Alert International Real Estate Index, destinations were judged across 10 equally weighted categories on a scale of one to 10.

Certain categories are subjective.

For instance, the chic resort town of Juan-les-Pins—located in the city of Antibes, on France’s southern Mediterranean coast—scores a perfect 10 on Quality of Life, since it has everything: beaches, mountains, luxury shopping, fine dining, art galleries, cinemas, and golf courses.

Meanwhile, Costa Rica’s Southern Zone scores a lower score of seven because fine dining and entertainment options, while available, are far more limited.

However, some may prefer the secluded, natural environment of the Southern Zone to the bustling promenade of Juan-les-Pins.

The point being, examine the category definitions and determine which factors are most important to you. Those categories are:

Relative Value: This can be summarized as "bang for your buck." Most destinations listed in the index offer exceptional value when compared to major markets in the US and Canada, with 16 of the top 20 recording an eight or above.

Take, for instance, Umbria, Italy—one of six markets that scored a perfect 10. I’ve seen 10-bed villas with swimming pools listed there for less than €300,000 ($315,000). Consider what a similar sum would buy in most major US cities.

Climate: For this index, higher-scoring markets are warm and sunny, but not humid… the kind of places where you don’t typically need either heating or air conditioning.

International Appeal: This category is a measure of how popular a destination is among foreign tourists, expats, and the work-from-anywhere digital-nomad crowd.

This category also considers how internationalized a market has become, covering such factors as flight connections, internet connectivity, and visa requirements.

Path of Progress Indicator: A "Path of Progress" is any infrastructure that makes a place easier to get to (new roads, airports, or bridges) or more desirable (a five-star resort in a place that previously had only cheap hostels).

If a Path of Progress is moving toward or through a market, it’s a strong indicator of future growth.

Income Potential: This is how much you can expect to earn from renting out a property short or long-term, relative to the amount invested.

For example, Cabo and the Riviera Maya score very highly here, as high-end rentals are in huge demand in these markets, and wellheeled vacationers, expats, and work-from-anywhere professionals are willing to pay top dollar to get them.

Quality of Life: This category considers the availability of dining, shopping, transportation, healthcare, and entertainment.

Also factored in are natural attractions such as beaches and hiking trails, and overall appeal as well as the general environment. For instance, are public spaces and facilities safe, visually appealing, and well-maintained?

Ease and Cost of Transaction: This measures how difficult, time-consuming, and expensive the process of purchasing a property is for overseas buyers.

Umbria and Estepona are lower down the list here since the process of purchasing properties in Italy and Spain can be slow and expensive. Panama City scores highly since it’s a major global financial center, meaning real estate industry professionals are accustomed to working with international clients.

Stability: This covers political, economic, and social risk. Is the political environment stable, and is it likely to remain so? Is the economy strengthening or weakening? Are crime, corruption, or fraud prevalent?

Note that scores in this category reflect the particular market in question, as factors like crime levels and economic performance can vary widely within countries.

Availability of Bank Finance: This considers whether banks will provide mortgages to foreign buyers, and if so, how difficult accessing this credit is, and how favorable the terms are.

Holding Costs: This ranks costs associated with owning a property in this market, such as local or national taxes, insurance prices, and common ranges for HOA fees.

Ronan McMahon is IL’s international real estate expert. If you’ve been thinking of buying property overseas, but could use help with your search, consider joining Ronan’s Real Estate Trend Alert. Thanks to group buying power, members get access to best-in-class pre-construction properties in the right locations—at below-market pricing.

Living in Mallorca, Spain (IL)

International Living December 2023
by Megan Ritchie

  • Name: Hilary Wilson 
  • From: Melbourne Beach, FL 
  • Living in: Calvià Pueblo, Mallorca, Spain

In 2008, Hilary Wilson, 44, traded her home state of Florida for life on the sea.

She joined the crew of a superyacht, working in locales ranging from luxurious St. Barth’s to the jaw-dropping Galápagos Islands. But still, Hilary couldn’t stop thinking about the first island where she’d docked on her itinerant adventures… Mallorca.

When she met her now-husband, the decision was made. A sun-seeking Brit, he wanted to stay close to his UK-based family, while Hilary wanted a warm climate similar to Florida’s. Mallorca, a two-and-a-half hour flight from Heathrow with a Mediterranean climate, met their needs.

A Village Between Sea and Sierra

Hilary and her husband rented in the residential village of Bendinat and the ritzy, portside Portopí neighborhood in Palma before settling on the quiet village of Calvià to raise their two young daughters.

Calvià is a mere 15 minutes’ drive from Palma, the capital city, just far enough to avoid the rush of seasonal tourism, though its beauty still draws visitors. Its historic buildings—most dating back to the 17th century, with a few Roman outliers—are fodder for history buffs and aesthetes alike. And the surrounding Tramuntana Mountain range, running along Mallorca’s west coast, is popular among hikers and bikers.

"It’s amazing," summarizes Hilary.

Their home is a five-minute walk from the village square, where Hilary picks up groceries at the weekly market. ("We were in Florida in March," says Hilary, "and we were shocked how much food costs in comparison. Here, you can buy fresh, local food for a family for €150 a week.") In a five-minute drive, she can be at the beach. Five minutes in the other direction takes her to the community pool in Es Capdellà, where locals and expats alike gather to cool off in the summer.

"My neighbors are all so friendly," Hilary says. Like her, many community members are expats, and Hilary reports that her kids are in school with peers from the UK, Germany, and Eastern Europe. Her daughters will grow up trilingual, as English, Catalan (a Romance language spoken in northeastern Spain), and Spanish are taught at the local public schools.

"I personally speak enough Spanish to get by," says Hilary, who’s just started another year of Spanish lessons, "but to be honest, a good portion of the people here speak English."

Another perk of living in Spain: healthcare, which she says meets all her needs… and beats out US medicine when it comes to cost and bedside manner.

"We pay €313 ($332) per month for private insurance for all of us," she says. "For some specialists, you may have to wait for an initial appointment, but otherwise you can go straight to urgencias (emergency room) if needed. The wait there is never longer than an hour."

Living Slowly Has Its Challenges

All the same, there are some cultural differences to overcome. The biggest: the siesta.

"Things shut down during the siesta hours on weekdays, close early on Saturdays, and completely close on Sundays," Hilary says.

She once found it inconvenient, but now, she says, "I’ve learned to like it and respect it."

More inconvenient is the paperwork. Immigrating, she says, can be a bureaucratic process, and it helps to have a good immigration lawyer before making the overseas move.

And while Hilary says that buying property is straightforward—she and her husband own their own home—she likewise recommends lawyering up. There are a lot of "illegal" properties on the island, she reports, especially in historic or rural areas. If a house has been renovated or built on too small of a plot (the current requirement is 14,000 square meters), it may be in violation of Mallorca’s strict property regulations… subjecting a buyer to increased taxes, a fine, or—in extreme cases—a demolition order.

"We put an offer on a home that turned out to be illegal," says Hilary, "and without our lawyer having put a ‘get out free’ clause into the option contract, we would have lost the deposit."

They ended up buying a bank-owned property. While Hilary declined to share the cost of their property, Calvià’s housing sells, on average, for €425 ($462) per square foot.

Despite the difficulties, she’d do it all over again.

And other family members have followed her lead. Her sisters-in-law and her brother have already moved to Mallorca with their families… and her parents will join them on the island soon.

The families plan to raise their children together, with the grandparents pitching in where needed.

"I’ve never felt alone here," says Hilary. "I have everything I need."

Living in Kandy, Sri Lanka (IL)

International Living January 2024
by Roland Dalton

  • Name: Brendan Decker
  • From: Houston, TX
  • Living in: Kandy, Sri Lanka

After a year in Sri Lanka, my wife Lilly and I have no plans to return to the US.

We’d lived in Houston most of our lives. I’d retired from my job as an engineer at an energy company, and though we’d saved wisely, our life was still stressful. Lilly was suffering from osteoarthritis that cost tens of thousands of dollars to treat and left her inactive, and we were both tired of American politics permeating the culture.

Even before COVID-19, we’d felt the country was divided—but the political landscape became even more polarized during lockdown. We heard bickering in shopping malls, restaurants, on the street—and of course, on the news. We didn’t want to be a part of it, particularly when Lilly was already in physical pain.

A close friend working in Sri Lanka mentioned a treatment that had cured his own wife’s back pain: Ayurveda medicine, a centuries-old combination of traditional treatments like yoga, massage, acupuncture, and frequent soaks in fragrant herbal baths.

Kandy is the epicenter of Ayurveda treatment and offers it at local shops and luxury resorts alike. Perched on a plateau in mountainous central Sri Lanka, the city is home to well over two million residents, with around 10,000 expats and growing.

We decided we were too adventurous to stay put in the States, and applied for My Dream Home visas to make the leap to Kandy. The requirements were generally straightforward:

  • You must be over 55 years old.
  • You must deposit $15,000 or the equivalent in an approved bank in Sri Lanka.
  • Monthly remittance of $1,500 for the principal applicant and $750 or the equivalent for spouse or dependents in an approved bank in Sri Lanka.

The application was processed in the capital of Colombo at the Department of Immigration and Emigration. The entire process took three weeks. We entered on a 30-day tourist visa, which we applied for online back in Houston, and brought only our passports, a passport photo, a certified bank statement, proof of supplementary income, and a Texas police clearance.

Now, a year later, we’re so glad we took the leap. The unhurried lifestyle, the crisp mountain air, and fresh food have undoubtedly improved our health. Lilly swears by Ayurveda medicine. After arriving, we met with Dr. J., who spoke perfect English (it’s the third official language of Sri Lanka) and was amiable and informative—a stark contrast with the condescension we were used to from doctors back in the States.

"We’ll begin with a treatment called Pinda Sveda, designed to assuage general aches and pains," he explained. "Then you’ll be soaked in warm oil targeting your painful areas, using muslin poultices of herbal powders." The treatment was continued with luxurious herbal baths, full-body warm oil massages, and the application of rich sandalwood pastes for two weeks.

Lilly’s back to playing lawn bowling and golf at the nearby Victoria Golf and Country Resort. Instead of watching the news, we take long walks through the nearby forests and tea plantations. Our favorite is the sprawling Kandy Botanical Gardens—said to be the best in Asia—and Bogambara Lake at the town center next to Sri Lanka’s most sacred temple, the Temple of the Tooth.

As an engineer, I also delight in taking the scenic eight-hour train ride from Kandy to the small hill town of Ella, passing through the local hills, forests, and tea plantations. Though it’s frequently named one of the most beautiful train journeys in the world, tickets cost only $1.80 (or $10, if you’d like to splurge on first class).

We spend the rest of our time enjoying Kandy’s wide selection of cafes and restaurants, many serving Western fare, as well as colonial gentlemen’s clubs and hotels—once used by the British to escape the heat. When we miss home-cooked food, we head to Secret Alley Café, which serves up full American breakfasts as well as smoothie bowls.

Sri Lankan food is a delicious variation on Indian food, cooked with copious amounts of coconut milk. Our favorite is lamparis, a meaty curry wrapped in a banana leaf and baked in a clay oven. It’s a combination of flavors from the Netherlands, Portugal, and Sri Lanka.

We have several expat friends from the States and Europe. Some are here running small textile businesses, since there’s a plethora of clothes factories just outside of Kandy. Others, like us, have come here for retirement. Lilly and I spend only $2,800 a month, including holidays in the Maldives and southern India. Some of our expat friends live a champagne life on a beer budget of $1500 a month, and enjoy a quality of life that rivals that of the US.

The Sri Lankan rupee has been falling for years, and we get such good value for our dollar that I sometimes feel like we must be getting stuff for free. Dinner plus drinks at a good restaurant costs under $15. A large beer only costs $1.

We pay $820 a month for a two-bedroom colonial home with a lush tropical garden (frequently visited by colorful birds) near the center of town. Our gardener, Mr. Jagarth, brings along grandchildren who delight in assisting (okay, sometimes hindering) his work. Lilly loves to spoil them with ice cream kept on-hand for their visits. We also have a wonderful maid called Sumina, who cooks mouthwatering local and Western dishes and looks after Lilly with devoted attentiveness.

Rent also includes cable TV… but we stay away from American news.